My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.
Shovel driveways and sidewalks in the winter if it snows in your area. Pick a shovel that’s lightweight yet sturdy and has a non-stick blade. Come up with a shoveling strategy, whether it’s working from the top of the driveway to the bottom or going in diagonal lines across the driveway. Push the snow from side to side and only pick it up when you need to avoid wearing yourself out fast.[9]
Try flipping houses if you have experience with making home repairs. As you may know from watching popular home improvement shows, flipping homes involves buying up a lower valued property that needs work, and then fixing it up for resell. To get started, you’ll need to have financing either through a bank a partner. Then, you can buy a property that’s priced below market value. After you renovate the property, you may be able to sell it for a profit.[10]